Our approach helps banks modernize without disrupting their core operations, leveraging a layered strategy instead of costly rip-and-replace programs.
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Enable
- ISO 20022 messaging compliance
- Real-time payment rails (FedNow, UPI, RTP, SCT Inst)
- Reduce unnecessary customizations
Transform
- Tactical converters for legacy ISO incompatibility
- Decompose Core for modular transformation
- Open Banking API transformation
Integrate
- Payment Orchestration Layer for system-wide synchronization
- Core Banking APIs for balance checks, posting, validations
- Integration with fraud, AML, KYC, and ecosystem partners
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Aspire’s ETI Framework for Payments Modernization
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